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For instance, instead of smoking for stress relief, you could try deep breathing exercises, regular massages, or yoga

Insurance providers may also require a urine sample or an electrocardiogram (EKG) depending on coverage amount and medical history

Semaglutide , available under the brand names Ozempic, Rybelsus, and Wegovy, is a medication originally developed to treat type 2 diabetes by mimicking a hormone that regulates blood sugar levels

You'll have to take a new medical exam and go through underwriting again, but if your health has improved or if you're further away from your smoking quit date or other medical event you may get a better health classification and lower premiums

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