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Description
Most carriers require a defined period of confirmed nicotine abstinence (commonly 12 months, though this varies) before reclassifying a former smoker to non-smoker class
And because its hard to quit once you start, despite the damaging effects of smoking on your body

Retrieved July 29, 2021, from Rutgers Center of Alcohol & Substance Use Studies
doi: 10.1136/tc.2009.031898

In addition, many insurance companies offer a discount to a person with a non-smoker status

In addition, there are concerns that the simplicity and easy availability of these products may be a pathway to nicotine addiction for non-smokers
